Your Dreams Our Mission banner image

Eligibility Requirements


All students are encouraged to apply for financial aid. Financial aid is awarded based on financial need, maintaining enrollment in a degree or diploma program, satisfactory academic progress, and the number of credit hours a student is enrolled in.

Students that have already earned a Bachelor's degree or a Graduate degree are not eligible for Pell grants or State grants but can receive Federal Work Study funds and Federal Direct Loans.

Full-Time vs. Part-Time

You do not need to be full-time in order to receive financial aid. However, the amount of financial aid awarded to less than full-time students is reduced accordingly based on enrollment status. The Financial Aid Office will adjust award amounts after the semester begins. 

Clock Hour Payments

If you are enrolled in the Cosmetology Diploma, Therapeutic Massage Diploma, or Esthetics Technology Certificate programs, you will be paid financial aid based on the number of clock hours you complete in the program.  For more information concerning this, please contact the Financial Aid Office by email at or by visiting the K. Ray Bailey Student Services Building.

How Enrollment Status Affects Aid

Enrollment status is one criterion in determining a student’s eligibility for aid. A student’s enrollment status is determined by the number of credit hours or contact hours in which a student is enrolled. For financial aid purposes, full-time enrollment status for all semesters, including summer, is 12 credit hours or 29 contact hours. 

Credit Hour Enrollment Status  

Enrollment status for students enrolled in degree programs or vocational programs that can lead to a degree is calculated based on credit hours. 12 or more credit hours is considered full-time, 9-11 credit hours is ¾ time, 6-8 credit hours is ½ time, and 5 or less credit hours is considered less than ½ time.

If a student is enrolled in a minimester II class or a four week class, they will not be paid any financial aid until after the class has started and the census date for that class has passed.

Contact Hour Enrollment Status 

Enrollment status for students enrolled in vocational programs that typically lead to a diploma and not a degree program is based on contact hours instead of credit hours. Enrollment status for these students is computed by converting semester contact hours to credit hours for payment purposes using a formula determined by the federal government. Generally, 29 or more contact hours is considered full-time, 22-28 is ¾ time, 15-21 is ½ time, and 14 or less contact hours is considered less than ½ time. Based upon Federal Government Regulations, the following diploma programs will have financial aid calculated based upon contact hours instead of credit hours:

  • Air Conditioning, Heating and Refrigeration Technology
  • Dental Assisting
  • Medical Transcription
  • Practical Nursing

Awards are based on full-time enrollment. However, aid will be adjusted if the student enrolls less than full-time.

How Grades Affect Aid Eligibility

According to federal regulations, students must maintain financial aid satisfactory academic progress in order to maintain eligibility for financial aid. Grades are checked at the time a student’s FAFSA is received by the Financial Aid Office and at the end of each spring semester. If a student is not in compliance with the satisfactory academic progress policy, they will be placed in a suspended status for financial aid purposes. The student has the option to submit an appeal to the Appeals Committee between semesters to try and regain eligibility for aid.

To review A-B Tech’s Satisfactory Academic Progress policy for financial aid students, please click here.