Emergency assistance is available for books and other emergency expenses through a short-term loan. Please note emergency loans can not be used to pay tuition and fees. To be eligible for emergency loans, students must have been accepted into a degree or diploma program or be enrolled in one of the seven certificate programs eligible for financial aid. Furthermore, students must be making satisfactory academic progress. To apply, students must fill out an application and promissory note. The promissory note requires two co-signers and must be notarized. Co-signers must be 18 years old or older, U.S. Citizens, and they can not live together or with the student unless one is a parent. Once the proper paperwork has been completed and notarized, the Financial Aid Office will process the loan. Students have 75 days to repay the loan interest free. After the 75 days, the loan will bear interest at the rate of 9% per annum until the debt is paid. Should the loan become past due, the college will withhold the student's transcripts and admission to a subsequent term and graduation may be denied pending payment of the debt. The college will litigate, if necessary, to recover past due loan funds, and the student will be responsible for costs of collection including reasonable attorney fees and court costs. Students are limited to having two emergency loans within a twelve month period.